The Frederick News Post reported a single vehicle car accident on January 9, 2010, which resulted in the death of a Walkersville man. Donovan C. Phillips of Walkersville was driving his 2005 Kia Optima on Maryland Route 26 just east of Monocacy Boulevard when Mr. Phillips had a medical emergency and lost control of his vehicle. He crossed a median into the eastbound lanes before hitting a fire hydrant and finally coming to rest on the shoulder of Route 26. Mr. Phillips was pronounced dead upon his arrival at Frederick Memorial Hospital.
Many auto insurance policies that carry personal injury protection also carry a specific death benefit coverage that can be paid in the event that a death should occur as the result of an accident. This benefit generally ranges from $1,000.00 to $5,000.00. It is important to review the terms of your policy to verify whether or not your policy has such a benefit. With respect to liability, if you are injured by a person who has a medical emergency several things may need to be proven. First, did this person have reason to believe that their medical condition could put themselves or others at risk. For example, if a person has a seizure and it causes an accident, did that person know of the seizure disorder prior to the collision.
If you, a family member, or someone you know has been injured in a motor vehicle accident due to the medical condition of another person, or if you would like more information on car accidents, please contact Portner & Shure.